I use credit a lot. For work. For my husband’s business. For gas. For online shopping. I use my plastic. It isn’t about not having the cash as much as it is being able to track what I am spending. We pay the card in full at the end of the month, so I could care less about the interest rate. I want to earn points.
I also have a store member’s card for almost every store in America. It seems every store wants to track your every movement. And we are worried about the government…retail America has us willing telling them.
If this sounds like you and you have a child in your life, you should be Upromising.
But I just normally go here:
So, now I am earning at least 1% on every purchase if not more! My earnings to date are just over $900. And all of them have been split evenly between two 529 accounts.